Rent vs. Buy in Franklin County, AR

Should you rent or buy in Franklin County? Here are the numbers.

Median Home Price

$117,500

Median Rent

$684/mo

Price-to-Rent Ratio

14.3x

Homeownership Rate

73.7%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$594
Property Tax$51
Insurance$39

Total Monthly$684

Renting

Monthly Rent$684
Renter's Insurance$25

Total Monthly$709

In Franklin County, buying is approximately $0/mo cheaper than renting (before equity buildup and tax benefits).

About Franklin County, Arkansas

Franklin County in Arkansas has a median household income of $47,695 and an effective property tax rate of 0.5%. With a price-to-rent ratio of 14.3x, buying is likely more cost-effective for long-term residents.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in Arkansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.