Torvani

Simple, transparent pricing

Know Before You Commit. Pay Per Report.

Start free with a basic comparison. Purchase detailed analysis reports with Monte Carlo simulation, NPV breakeven, and tax impact modeling.

Free

Preview rent vs. buy comparison

$0
  • Basic cost comparison
  • Simplified breakeven estimate
  • Single scenario analysis
  • Location-aware defaults
  • No Monte Carlo simulation
  • No downloadable PDF reports

Single Report

One comprehensive analysis

$9one-time
  • 1 full rent vs. buy report
  • Monte Carlo simulation (10K runs)
  • NPV breakeven timeline
  • Tax impact modeling
  • Sensitivity tornado chart
  • Downloadable PDF
Best Value

Report Pack

5 reports for multiple scenarios

$29one-time
  • 5 full analysis reports
  • Everything in Single Report
  • Compare multiple metros
  • Side-by-side scenarios
  • Save $16 vs buying singles

Frequently Asked Questions

What does a report include?
Each report includes a full Monte Carlo simulation (10,000 scenarios) of your rent vs. buy costs, NPV breakeven timeline, tax impact modeling (mortgage interest deduction, SALT cap, standard vs. itemized), sensitivity tornado chart, opportunity cost of your down payment, and a downloadable PDF with actionable recommendations.
How accurate are the cost estimates?
Our models use FHFA House Price Index data for local appreciation rates, BLS CPI Shelter component for rent escalation, Freddie Mac PMMS for mortgage rates, and Census ACS for property taxes. The Monte Carlo simulation generates 10,000 scenarios to give you a range of outcomes. Always verify with a licensed professional before making decisions.
When should I use this tool?
Use Torvani when you are considering buying a home and want to understand the true total cost compared to renting. It is especially useful when comparing multiple markets, evaluating different down payment amounts, or understanding how time horizon affects the rent vs. buy decision.
Do credits expire?
No. Report credits and API credits never expire. Use them whenever you need them.
What is your refund policy?
Try the free tier first to see what data you get. All credit purchases are final since credits are delivered instantly. If you experience a technical issue preventing report generation, contact us for support.

Ready to find out if you should rent or buy?

One report can save you thousands by helping you make the right housing decision.

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