Rent vs. Buy in Denver County, CO
Should you rent or buy in Denver County? Here are the numbers.
Median Home Price
$540,400
Median Rent
$1,665/mo
Price-to-Rent Ratio
27x
Homeownership Rate
49.4%
Monthly Cost Comparison
Buying (20% down, 6.5% rate)
Renting
In Denver County, buying costs approximately $1,451/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.
About Denver County, Colorado
Denver County in Colorado has a median household income of $85,853 and an effective property tax rate of 0.4%. With a price-to-rent ratio of 27x, renting may be more cost-effective in the short term.
These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.
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