Rent vs. Buy in Worth County, IA

Should you rent or buy in Worth County? Here are the numbers.

Median Home Price

$130,600

Median Rent

$685/mo

Price-to-Rent Ratio

15.9x

Homeownership Rate

77.3%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$660
Property Tax$127
Insurance$44

Total Monthly$831

Renting

Monthly Rent$685
Renter's Insurance$25

Total Monthly$710

In Worth County, buying costs approximately $146/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About Worth County, Iowa

Worth County in Iowa has a median household income of $69,897 and an effective property tax rate of 1.2%. With a price-to-rent ratio of 15.9x, the rent-vs-buy decision is nuanced and depends on your timeline.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in Iowa

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.