Rent vs. Buy in Sullivan County, IN

Should you rent or buy in Sullivan County? Here are the numbers.

Median Home Price

$115,200

Median Rent

$797/mo

Price-to-Rent Ratio

12x

Homeownership Rate

75.9%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$583
Property Tax$68
Insurance$38

Total Monthly$689

Renting

Monthly Rent$797
Renter's Insurance$25

Total Monthly$822

In Sullivan County, buying is approximately $108/mo cheaper than renting (before equity buildup and tax benefits).

About Sullivan County, Indiana

Sullivan County in Indiana has a median household income of $54,556 and an effective property tax rate of 0.7%. With a price-to-rent ratio of 12x, buying is likely more cost-effective for long-term residents.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in Indiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.