Rent vs. Buy in Pulaski County, KY

Should you rent or buy in Pulaski County? Here are the numbers.

Median Home Price

$140,400

Median Rent

$810/mo

Price-to-Rent Ratio

14.4x

Homeownership Rate

72.2%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$710
Property Tax$78
Insurance$47

Total Monthly$835

Renting

Monthly Rent$810
Renter's Insurance$25

Total Monthly$835

In Pulaski County, buying costs approximately $25/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About Pulaski County, Kentucky

Pulaski County in Kentucky has a median household income of $48,768 and an effective property tax rate of 0.7%. With a price-to-rent ratio of 14.4x, buying is likely more cost-effective for long-term residents.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

Run Your Personalized Analysis for Pulaski County

Enter your specific numbers — home price, rent, income, down payment — and get a Monte Carlo simulation with 10,000 scenarios, NPV breakeven analysis, and tax-adjusted comparison.

Start Free Analysis →

Other Counties in Kentucky

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.