Rent vs. Buy in Nantucket County, MA

Should you rent or buy in Nantucket County? Here are the numbers.

Median Home Price

$1,265,600

Median Rent

$2,052/mo

Price-to-Rent Ratio

51.4x

Homeownership Rate

71.1%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$6,400
Property Tax$295
Insurance$422

Total Monthly$7,117

Renting

Monthly Rent$2,052
Renter's Insurance$25

Total Monthly$2,077

In Nantucket County, buying costs approximately $5,065/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About Nantucket County, Massachusetts

Nantucket County in Massachusetts has a median household income of $135,590 and an effective property tax rate of 0.3%. With a price-to-rent ratio of 51.4x, renting may be more cost-effective in the short term.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in Massachusetts

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.