Rent vs. Buy in Wayne County, MS

Should you rent or buy in Wayne County? Here are the numbers.

Median Home Price

$89,100

Median Rent

$771/mo

Price-to-Rent Ratio

9.6x

Homeownership Rate

87.3%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$451
Property Tax$57
Insurance$30

Total Monthly$538

Renting

Monthly Rent$771
Renter's Insurance$25

Total Monthly$796

In Wayne County, buying is approximately $233/mo cheaper than renting (before equity buildup and tax benefits).

About Wayne County, Mississippi

Wayne County in Mississippi has a median household income of $34,875 and an effective property tax rate of 0.8%. With a price-to-rent ratio of 9.6x, buying is likely more cost-effective for long-term residents.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in Mississippi

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.