Rent vs. Buy in McIntosh County, ND

Should you rent or buy in McIntosh County? Here are the numbers.

Median Home Price

$83,300

Median Rent

$605/mo

Price-to-Rent Ratio

11.5x

Homeownership Rate

78.0%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$421
Property Tax$62
Insurance$28

Total Monthly$511

Renting

Monthly Rent$605
Renter's Insurance$25

Total Monthly$630

In McIntosh County, buying is approximately $94/mo cheaper than renting (before equity buildup and tax benefits).

About McIntosh County, North Dakota

McIntosh County in North Dakota has a median household income of $64,375 and an effective property tax rate of 0.9%. With a price-to-rent ratio of 11.5x, buying is likely more cost-effective for long-term residents.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in North Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.