Rent vs. Buy in Walsh County, ND

Should you rent or buy in Walsh County? Here are the numbers.

Median Home Price

$111,700

Median Rent

$695/mo

Price-to-Rent Ratio

13.4x

Homeownership Rate

78.2%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$565
Property Tax$103
Insurance$37

Total Monthly$705

Renting

Monthly Rent$695
Renter's Insurance$25

Total Monthly$720

In Walsh County, buying costs approximately $10/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About Walsh County, North Dakota

Walsh County in North Dakota has a median household income of $68,082 and an effective property tax rate of 1.1%. With a price-to-rent ratio of 13.4x, buying is likely more cost-effective for long-term residents.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in North Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.