Rent vs. Buy in Coos County, NH

Should you rent or buy in Coos County? Here are the numbers.

Median Home Price

$157,900

Median Rent

$825/mo

Price-to-Rent Ratio

15.9x

Homeownership Rate

73.1%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$798
Property Tax$279
Insurance$53

Total Monthly$1,130

Renting

Monthly Rent$825
Renter's Insurance$25

Total Monthly$850

In Coos County, buying costs approximately $305/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About Coos County, New Hampshire

Coos County in New Hampshire has a median household income of $55,247 and an effective property tax rate of 2.1%. With a price-to-rent ratio of 15.9x, the rent-vs-buy decision is nuanced and depends on your timeline.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in New Hampshire

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.