Rent vs. Buy in Sullivan County, NH

Should you rent or buy in Sullivan County? Here are the numbers.

Median Home Price

$211,400

Median Rent

$1,118/mo

Price-to-Rent Ratio

15.8x

Homeownership Rate

73.3%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$1,069
Property Tax$463
Insurance$70

Total Monthly$1,602

Renting

Monthly Rent$1,118
Renter's Insurance$25

Total Monthly$1,143

In Sullivan County, buying costs approximately $484/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About Sullivan County, New Hampshire

Sullivan County in New Hampshire has a median household income of $70,788 and an effective property tax rate of 2.6%. With a price-to-rent ratio of 15.8x, the rent-vs-buy decision is nuanced and depends on your timeline.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Enter your specific numbers — home price, rent, income, down payment — and get a Monte Carlo simulation with 10,000 scenarios, NPV breakeven analysis, and tax-adjusted comparison.

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Other Counties in New Hampshire

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.