Rent vs. Buy in Hughes County, OK

Should you rent or buy in Hughes County? Here are the numbers.

Median Home Price

$87,300

Median Rent

$604/mo

Price-to-Rent Ratio

12x

Homeownership Rate

73.9%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$441
Property Tax$47
Insurance$29

Total Monthly$517

Renting

Monthly Rent$604
Renter's Insurance$25

Total Monthly$629

In Hughes County, buying is approximately $87/mo cheaper than renting (before equity buildup and tax benefits).

About Hughes County, Oklahoma

Hughes County in Oklahoma has a median household income of $44,799 and an effective property tax rate of 0.6%. With a price-to-rent ratio of 12x, buying is likely more cost-effective for long-term residents.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in Oklahoma

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.