Rent vs. Buy in Andrews County, TX

Should you rent or buy in Andrews County? Here are the numbers.

Median Home Price

$179,300

Median Rent

$1,345/mo

Price-to-Rent Ratio

11.1x

Homeownership Rate

72.5%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$907
Property Tax$214
Insurance$60

Total Monthly$1,181

Renting

Monthly Rent$1,345
Renter's Insurance$25

Total Monthly$1,370

In Andrews County, buying is approximately $164/mo cheaper than renting (before equity buildup and tax benefits).

About Andrews County, Texas

Andrews County in Texas has a median household income of $86,458 and an effective property tax rate of 1.4%. With a price-to-rent ratio of 11.1x, buying is likely more cost-effective for long-term residents.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

Run Your Personalized Analysis for Andrews County

Enter your specific numbers — home price, rent, income, down payment — and get a Monte Carlo simulation with 10,000 scenarios, NPV breakeven analysis, and tax-adjusted comparison.

Start Free Analysis →

Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.