Rent vs. Buy in Grand County, UT

Should you rent or buy in Grand County? Here are the numbers.

Median Home Price

$426,800

Median Rent

$1,020/mo

Price-to-Rent Ratio

34.9x

Homeownership Rate

67.0%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$2,158
Property Tax$142
Insurance$142

Total Monthly$2,442

Renting

Monthly Rent$1,020
Renter's Insurance$25

Total Monthly$1,045

In Grand County, buying costs approximately $1,422/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About Grand County, Utah

Grand County in Utah has a median household income of $59,171 and an effective property tax rate of 0.4%. With a price-to-rent ratio of 34.9x, renting may be more cost-effective in the short term.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

Run Your Personalized Analysis for Grand County

Enter your specific numbers — home price, rent, income, down payment — and get a Monte Carlo simulation with 10,000 scenarios, NPV breakeven analysis, and tax-adjusted comparison.

Start Free Analysis →

Other Counties in Utah

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.