Rent vs. Buy in San Juan County, UT

Should you rent or buy in San Juan County? Here are the numbers.

Median Home Price

$177,900

Median Rent

$861/mo

Price-to-Rent Ratio

17.2x

Homeownership Rate

79.7%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$900
Property Tax$125
Insurance$59

Total Monthly$1,084

Renting

Monthly Rent$861
Renter's Insurance$25

Total Monthly$886

In San Juan County, buying costs approximately $223/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About San Juan County, Utah

San Juan County in Utah has a median household income of $52,108 and an effective property tax rate of 0.8%. With a price-to-rent ratio of 17.2x, the rent-vs-buy decision is nuanced and depends on your timeline.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in Utah

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.