Rent vs. Buy in Windsor County, VT

Should you rent or buy in Windsor County? Here are the numbers.

Median Home Price

$249,700

Median Rent

$1,054/mo

Price-to-Rent Ratio

19.7x

Homeownership Rate

76.6%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$1,263
Property Tax$420
Insurance$83

Total Monthly$1,766

Renting

Monthly Rent$1,054
Renter's Insurance$25

Total Monthly$1,079

In Windsor County, buying costs approximately $712/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About Windsor County, Vermont

Windsor County in Vermont has a median household income of $69,492 and an effective property tax rate of 2.0%. With a price-to-rent ratio of 19.7x, the rent-vs-buy decision is nuanced and depends on your timeline.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in Vermont

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.