Rent vs. Buy in San Juan County, WA

Should you rent or buy in San Juan County? Here are the numbers.

Median Home Price

$673,700

Median Rent

$1,279/mo

Price-to-Rent Ratio

43.9x

Homeownership Rate

77.5%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$3,407
Property Tax$331
Insurance$225

Total Monthly$3,963

Renting

Monthly Rent$1,279
Renter's Insurance$25

Total Monthly$1,304

In San Juan County, buying costs approximately $2,684/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About San Juan County, Washington

San Juan County in Washington has a median household income of $76,745 and an effective property tax rate of 0.6%. With a price-to-rent ratio of 43.9x, renting may be more cost-effective in the short term.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.