Rent vs. Buy in Ozaukee County, WI

Should you rent or buy in Ozaukee County? Here are the numbers.

Median Home Price

$344,900

Median Rent

$1,103/mo

Price-to-Rent Ratio

26.1x

Homeownership Rate

73.4%

Monthly Cost Comparison

Buying (20% down, 6.5% rate)

Mortgage (P&I)$1,744
Property Tax$379
Insurance$115

Total Monthly$2,238

Renting

Monthly Rent$1,103
Renter's Insurance$25

Total Monthly$1,128

In Ozaukee County, buying costs approximately $1,135/mo more than renting. This doesn't account for equity buildup, tax deductions, or home appreciation.

About Ozaukee County, Wisconsin

Ozaukee County in Wisconsin has a median household income of $92,258 and an effective property tax rate of 1.3%. With a price-to-rent ratio of 26.1x, renting may be more cost-effective in the short term.

These are starting estimates based on county-level medians. Your actual costs depend on the specific property, your credit score, down payment, and dozens of other variables. Our Monte Carlo simulation models 10,000 scenarios to give you probability-weighted answers, not single-point estimates.

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Other Counties in Wisconsin

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Federal Housing Finance Agency. Estimates are based on county-level medians and may not reflect specific neighborhoods or property types. This is not financial advice — consult a licensed professional before making housing decisions.